Although the procedures used to calculate your rating may change from agency to agency, your credit rating determined by all is the exact same. Simply because banks intimate the information that is relevant all four agencies. Consequently, no matter what agency a bank picks to check on your credit rating, you will have no major discrepancy in it.
Regarding the four agencies, CIBIL, but, is considered the most popular as it ended up being among the credit that is first businesses to start operations in Asia. Continue reading